Skip to main content

Featured

Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Giveaway from Quirks of Art

We are almost at 6000 fans on Facebook guys! When we arrive, we are giving away so much stuff you can't even imagine! Let's take a look now!
 
 
Jenny Krauss has beautiful belts. They are hand woven and embroidered by artisans in the Peruvian highlands. They are 1-7/8 inches wide and easily fit through belt loops. Retail value of $70.

 
This Laurie Pollpeter Eskenazi hand thrown heart is the perfect accessory for your room or home. Valued at $80.
 
Lenny and Eva make the most adorable cuff bracelets. You could wine a cuff, quote and charm all valued at over $50. These are a favorite in our store.

We are giving away a 100% handmade in America, Sherry Tinsman ring valued at $125. This is the rose gold and sterling silver ring!
 
 This is a Double Creek Pottery piece handmade by The Barwick family of Florida. Although you might not believe it, this piece is food safe. Valued at $80.

 
What can't be said about Houston Llew's Spiritilies. Handcrafted in Atlanta, Georgia these pieces are made from copper, glass and wood.
 
So are you ready to win?
Leave me a comment below on which one you want to win.
Like us on Facebook
Share the Picture about the Giveaway!
 
Good Luck to You!
 
 

Comments