Skip to main content

Featured

Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Dessert Perfection: Donut Ice Cream Sandwiches

This rolled through my Pinterest this morning and I had to share. Wouldn't these wreck up any diet?


What You Need:

A Donut of Course: Krispy Kreme are awesome but up north you can't find them as much as Dunkin Donut
One Scoop Any Flavor Ice Cream
Melted Chocolate Chips 


How to Prepare:

Remove your ice cream from the freezer so it will soften.
Cut the donut in half and place a scoop of ice cream in the middle. 
Freeze while you prepare your melted chocolate.

Melt your chocolate chips, either on the stove top or in the microwave.
Remove your sandwich from the freezer and dip.
Serve immediately.  

Ava and Sage are drooling at this moment.

Happy Wednesday!!

Leigh Ann

Comments