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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Favorite Pasta Salad

I wanted to share with you my favorite pasta salad. It is warm and wonderful. Happy Fourth!!

Printable Recipe!


What You Need: 


  • (9-oz.) packages refrigerated cheese-filled tortellini
  • 1/2 cup olive oil 
  • 1 cup freshly grated Parmesan cheese
  • 3 tablespoons fresh lemon juice
  • 1/2 tsp. salt
  • 2 tbl. minced garlic
  • 1 teaspoon Worcestershire sauce
  • 2 cups baby heirloom tomatoes, halved
  • 1 cup fresh corn kernels 
  • 1/2 cup thinly sliced green onions
  • 1/2 cup coarsely chopped fresh basil
  • Salt and pepper 

  • What to Do:
  • 1. Prepare tortellini according to package directions.
  • 2.Roast tomatoes in oven on 450 for 10-15. 
  • 3. Meanwhile, process olive oil and next 5 ingredients in a blender until smooth.
  • 4.Toss olive oil mixture with hot cooked tortellini, tomatoes, and next 3 ingredients.
  • 5. Season with salt and pepper to taste.

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