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5 Reasons Buying a Home is Better Than Renting!

Purchasing a home offers amazing financial benefits. Renting a home offers amazing financial benefits for the owner of the property you are renting from. Keep that in mind the next time you think about staying in your rental.

1. You Are Paying For A Home Regardless if You Rent or Buy

Some will argue renting eliminates the costs of property taxes and home repairs. All renters should realize that all the expenses your landlord must incur (property taxes, repairs, insurance and etc.) are rolled into your rent anyway along with profit margin.

2.  Home Ownership Is a Form of Forced Savings

Studies have shown homeowners have a net worth 44X times higher than a renter. It was recently estimated that a family buying a average home this past January could build more than $40,000 in family wealth in the next five years.

3. Owning Is a Hedge Against Inflation

Home values and rents tend to go up at or higher than the rate of inflation. When you own, your home's value will protect you against in…

Pumpkin Cream Cheese Bars

What a great recipe!  I mean Because We All Love Pumpkin I know!



What You Need

1/2 Cup Pecans
1 Can (15 ounces) Solid Pack Pumpkin
3 Eggs
1 Cup Old Fashioned Oats
1 1/3 Cups All-Purpose Flour
1 Tsp. Allspice, Ground
1/2 Cup Brown Sugar, packed
1 tsp. Cardamom, ground
3/4 Cup Sugar
2 Tsp. Ground Cinnamon
1 Tsp. Vanilla Extract
3/4 Cup Butter
1 Package (8 Oz)  Cream Cheese

What To Do:

1. Preheat Oven to 350.

2. In a small bowl mix flour, 1/4 cup sugar and the brown sugar. Cut butter until crumbly.

3. Stir in your oats and pecans. Save 1 cup for the topping.

4.  Press the crumb mixture into the bottom of a 13x9 glass baking pan. Bake for 15-17 minutes. 

5. In another small bowl beat the cream cheese, spices and remaining sugar until smooth. Beat in the vanilla and pumpkin. Add Eggs and beat on low speed just until smooth. 

6. Pour over the warm crust and top with the remaining crumb mixture. 

7. Bake 20-24 minutes. Cool and cut into bars!


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