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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Williamsburg Wine Crawl: Quirks of Art Edition

The Quirks of Art ladies: Me, Jenn Raines (Owner) and Kristina! 


The Hark: From the left, Richie, Liana and Dave. I'm really not sure who the lady is on the right but she seems really sweet!

Dancing along to The Hark


Stephanie Burgess: artist of Painted Peace.
You can purchase these wonderful Peace Poles through Quirks of Art


Steve Rose, owner of Williamsburg Event Rentals, and a pretty awesome friend of mine, along with Jenn and I during a wine crawl lull. 

These were heavenly from Le Yaca and made me fall off my diet for a night!



The Gallery Crawl in Williamsburg is an awesome, yearly event in which you pay for a ticket, grab the wine glass handed to you, start at Quirks of Art in High Street and start your crawl. With over twenty stops this year, it was an event not to be missed. The cool thing about the crawl is you don't have to walk anywhere except into the galleries. Buses make routine stops between galleries of art, wine and delicious foods. 

Quirks of Art started and rounded out the event with a bang. Headlining the Crawl was The Hark. These folks can play! 

Don't miss it next year!! 











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