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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Leftover Turkey Burritos


I am not the best food photographer so please forgive me but I will toot my own horn about my cooking. Douglas tells me I should be on Chopped. Although I think I win, yes I'm pretty darn confident in that, I am scared about being on TV. 

With Thanksgiving coming up and turkey will be leftover, I have a great recipe for you to try. We fried a turkey this past Sunday and it was wonderful that day but wow, what you can do with the leftovers is amazing.

What You Need: 

Three Cups Cooked, Chopped Turkey
1 Medium Onion Diced
1 Cup Quartered Cherry Tomatoes
2 Tsp. Taco Seasoning
1/2 Cup Water
1 1/2 Cup Taco Sauce
2 Cups Shredded Cheese Blend
10 Flour Tortillas

What To Do:

Preheat oven to 400 degrees. 

In a large skillet with a lid pour 1 to 2 tsp. Olive Oil. With the cook top on high, heat the oil until you can tell it has thinned out. It is hot now. Add 1/2 tsp salt and  1 tsp. pepper to the skillet. Add Onions. Stir the onions with the salt and pepper and let sit until the edges brown. Turn heat down, stir and let caramelize for ten minutes. Stir so the onions do not stick to the pan. 

Once the onions have cooked for ten minutes, add your chopped turkey. Heat for around two minutes. Add taco seasonings and water. Add tomatoes. Cover skillet and cook until water has absorbed. Remove from heat and add 1 cup of shredded cheese. Stir until creamy.

In a casserole dish, spread 3/4 cup of taco sauce to the bottom of the dish. Heat tortillas in microwave for 40 seconds. 

Spoon meat mixture down center of each tortilla; roll up. Place, seam side down, in dish. Place in dish. Reserve a small amount of meat mixture to place on top of casserole. With reserved taco sauce, spoon evenly over filled tortillas. Cover with foil.

Bake for 20 minutes. Uncover; top with remaining cheese. Bake uncovered for 7-10 minutes until cheese has melted and attained the brown look you like. 



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