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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Eat Perdido Key: Oyster Bar

One of my all-time favorite spots to eat when we visit Perdido Key, Oyster Bar is a must-do when in town. Sit back and enjoy the views of the Intercoastal Waterway and the Gulf State Parks. The last time we were here, a cute houseboat pulled up to dock and the owners and guests filed out to enjoy this quaint spot.



What's For Lunch?

Start:

Bleu Cheese Kettle Chips:
Homemade Chips tossed with a Bleu Cheese Queso, Bacon, Scallions and Tomatoes

Sashimi Tuna Salad
Rare, Seared Tuna Atop Mixed Greens, Almonds, Mandarin Oranges and Fried Noodles. Served with Asian Seasame Dressing

Entree:

Po'Boy Your Way
Shrimp, Fish, Oysters... you pick. Hand-Breaded and Served in French Bread with Lettuce, Tomato and Tarter


Dinner?

Start: 

Oysters Rockefeller:
Oysters Baked with the Richest Topping Around

Crab Claws:
So Yummy! Fried or Sauteed'... I like them Sauteed!

Entree:

Broiled Seafood Platter
Shrimp, Scallops and Fish and the Homemade Seafood Stuffed Crab!

or

Pan Fried Grouper
Perfection in a Pan. 


13700 River Road,
Perdido Key, FL 32507
850-492-5600

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