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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Party: Salad Bar Time

On my old blog, I blogged about having a salad bar party but I let that website lapse and created what is now Salty Heirs. I thought since this pin is pretty popular on Pinterest I would give the pin an actual home.

Party On: Salad Bar Party


What You Need:

Lettuce (Of Course)

A Variety of Items Such as These

Bacon
Cucumbers
Cranraisins
Red Onions
Carrots
Apple Slices
Mandarin Oranges
Hard Boiled Eggs
Olives
Tomatoes
Sunflower Seeds
Chinese Noodles
Fried Ramen Noodles
Croutons
Walnuts
Kitchen Sink

Favorite Dressings

Panera Asian Sesame
Olive Garden's Italian
Panera Fuji Apple

I used small crystal bowls for my dressings and salad fixin's. 
At this party I used plastic bowls because I really wasn't in the mood to wash a bunch of bowls afterwards. But---- I did use real forks. 

Also serve crackers and a variety of cheeses to add a little oomph to the meal. 

Also a little Prosecco is nice. 

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