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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Visit Turks and Caicos: Long Bay Beach House

I am loving this new series for the blog. I have been doing this forever and never blogged about it. I hope you enjoy it. I hope this weather changes soon and I don't see snow falling from the sky much longer. Move along winter; hello spring. 

Where to Stay: 
Providencials
Long Bay Beach House

This is the ultimate get-away in the Turks and Caicos. With two acreas of wooded grounds, perfect seclusion awaits. The beach stretched for four miles with on a dotting of villas along the shore of Long Bay. Ceiling fans and sliding glass doors keep the interior cool but all the bedrooms have air conditioning to keep you cool in the evening while you sleep. 

I love the dining table on the porch to sip wine and enjoy Caribbean lobster. A personal favorite, Caribbean Lobster straight off the boat is the most succulent dish grilled over hot coals. The lobster is not as tough as a Maine Lobster and slightly sweeter. Some people will argue with me but from my experience they are much yummier. How I've explained it before, hanging out in warm waters of the Caribbean has to be less tough on the body than living in the cold waters off Maine. 

The kitchen is modern and the appliances are top notch. Enjoy the wine cabinet too, keeping the refrigerator available for the food you stock. The bedrooms will sleep a total of 12 people comfortably.

To Do:
Rent a Car.
Passports are a MUST!
Beach Chairs and Towels are Provided!
Internet is Provided.
Drive on the Left.
Fly into PLS
Enjoy the View and The Beach!

To see more and check pricing
All Photos Courtesy of Here

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