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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Visit St. Maarten: Dawn Beach

Who doesn't want to escape to an island and just stay there forever? I really want to some days. I worry I might get island fever though but being able to look out the magnificant Carribean might change my mind. Take a look at this place in St. Maarten!

Where to Stay:
Dawn Beach
St. Maarten


Private Caribbean Beachfront located a few feet from above the secluded Dawn Beach is perfect for parties up to eight. Another villa can be rented by the owners to accommodate more guests! The pool is large and you can enjoy a dip in the cool waters overlooking the Atlantic Ocean. In the distance you can see St. Barth's. Enjoy watching the sunrise in the morning or sleep in to the sound of the waves lapping the shore.

Do:
Get a Passport
Rent a Car
Fly into SXM
Go Gambling 200 mtrs. away at the Westin Casino!
Check out Maho Beach






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