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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Visit Windermere Island: Stay at Surf Song

Visit: Windermere Island in the Bahamas
Stay: Surf Song


Windermere Island is a small, five and a half mile long island located in the Bahamas. Connected to the large island of Eleuthera by a short bridge protected by a guardhouse. The five mile beach of Windermere is protected by a five mile reef rich in fish and flora. Jacques-Yves Costeau, famed French conservationist, was said to have considered this to be one of the most beautiful in the world. 

Surf Song offers a casual atmosphere to vacation where it is said British Royalty is helicoptered in when they visit. Designed for maximum viewing pleasure, all four bedrooms and living quarters of Surf Song open to a wide veranda steps from the ocean. All of the bedrooms are en-suite so no need to share with others. Winnie, the housekeeper, provides daily housekeeping services.

Because of your stay in the exclusive community, you are welcome to access to Club at Windermere. During peak months, dinner and lunch are served in the dining room. Often buffets and barbeques are set up at the pool. A game room, lending library, large pool and two tennis courts offer year round enjoyment.




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