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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Visit Positano: The Amalfi Coast

Visit Positano
See the Amalfi Coast!


This villa is one of the oldest in the town built against the rocks and located centrally in town.  Built over three floors with terraces and sea views, grab you espresso and enjoy your morning breathing in the salt air. Lunch is time for your Prosecco and a nap. Dinner will be enjoyed with your private chef and a bottle of two of your favorite wine. 

Make sure you have a couple of day trips planned that don't include sunning such as visiting Sentiero degli Dei Lemon Point and the Chiesa di Santa Maria Assunta e Cripta Medievale

Best time of year to visit? May is a great time but if you want to visit when the ocean is still warm and the tourists are not so... try September. 

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