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5 Reasons Buying a Home is Better Than Renting!

Purchasing a home offers amazing financial benefits. Renting a home offers amazing financial benefits for the owner of the property you are renting from. Keep that in mind the next time you think about staying in your rental.

1. You Are Paying For A Home Regardless if You Rent or Buy

Some will argue renting eliminates the costs of property taxes and home repairs. All renters should realize that all the expenses your landlord must incur (property taxes, repairs, insurance and etc.) are rolled into your rent anyway along with profit margin.

2.  Home Ownership Is a Form of Forced Savings

Studies have shown homeowners have a net worth 44X times higher than a renter. It was recently estimated that a family buying a average home this past January could build more than $40,000 in family wealth in the next five years.

3. Owning Is a Hedge Against Inflation

Home values and rents tend to go up at or higher than the rate of inflation. When you own, your home's value will protect you against in…

Smoked Gouda Mac and Cheese

On our last trip to the beach visiting my mother and father-in-law, she made this mac and cheese and we had to have the recipe. Today I am going to share with you an amazing, melt in your mouth mac and cheese full of calories but mmm, mmm, mmm good.

5 tablespoons unsalted butter, divided
3 teaspoons seafood seasoning, divided
1/3 cup bread crumbs
8 ounces uncooked rotini (or other pasta)
2 tablespoons all purpose flour
1 1/4 cups milk
1/4 cup heavy whipping cream
2 tablespoons lemon juice
1/4 cup sour cream
4 ounces smoked gouda cheese, grated
6 ounces sharp cheddar cheese, grated
1 1/2 teaspoons medium grind black pepper

Preheat oven to 400 degrees. Fill a large pot with water and bring to boil. Melt one tablespoon butter.  In a small bowl, combine melted butter, 1 teaspoon seafood seasoning and bread crumbs. Set aside.

Add rotini to the boiling water and cook until al dente, according to package directions. Drain pasta and reserve.

In large saucepan, melt 4 tablespoons butter and add flour. Cook over medium heat, whisking, three to four minutes, until golden. Gradually add milk to flour mixture, whisking. Bring to a boil, whisking constantly, then reduce heat to low.  Add the heavy cream, lemon juice, sour cream, gouda cheese, cheddar cheese and two teaspoons seafood seasoning, stirring until cheeses are melted and sauce is smooth.

Spray a 9-by-9-inch pan with nonstick cooking spray and place cooked pasta and lobster in pan. Pour cheese sauce into pan and mix everything together.

Sprinkle breadcrumb mixture on top of mac and cheese and then bake for 15-20 minutes, until the cheese is bubbly and the breadcrumbs are browned. Sprinkle with black pepper and serve.

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