Skip to main content

Featured

Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Smoked Gouda Mac and Cheese

On our last trip to the beach visiting my mother and father-in-law, she made this mac and cheese and we had to have the recipe. Today I am going to share with you an amazing, melt in your mouth mac and cheese full of calories but mmm, mmm, mmm good.

5 tablespoons unsalted butter, divided
3 teaspoons seafood seasoning, divided
1/3 cup bread crumbs
8 ounces uncooked rotini (or other pasta)
2 tablespoons all purpose flour
1 1/4 cups milk
1/4 cup heavy whipping cream
2 tablespoons lemon juice
1/4 cup sour cream
4 ounces smoked gouda cheese, grated
6 ounces sharp cheddar cheese, grated
1 1/2 teaspoons medium grind black pepper

Preheat oven to 400 degrees. Fill a large pot with water and bring to boil. Melt one tablespoon butter.  In a small bowl, combine melted butter, 1 teaspoon seafood seasoning and bread crumbs. Set aside.

Add rotini to the boiling water and cook until al dente, according to package directions. Drain pasta and reserve.

In large saucepan, melt 4 tablespoons butter and add flour. Cook over medium heat, whisking, three to four minutes, until golden. Gradually add milk to flour mixture, whisking. Bring to a boil, whisking constantly, then reduce heat to low.  Add the heavy cream, lemon juice, sour cream, gouda cheese, cheddar cheese and two teaspoons seafood seasoning, stirring until cheeses are melted and sauce is smooth.

Spray a 9-by-9-inch pan with nonstick cooking spray and place cooked pasta and lobster in pan. Pour cheese sauce into pan and mix everything together.

Sprinkle breadcrumb mixture on top of mac and cheese and then bake for 15-20 minutes, until the cheese is bubbly and the breadcrumbs are browned. Sprinkle with black pepper and serve.

Comments