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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Visit Bald Head Island: Pusser's Run

When I saw this home, I was immediately reminded of days when I was a little girl who wanted to live in a gingerbread house. I can see myself now as a child running on the covered porch with pigtails and bounding down the stairs headed to the beach all the while holding one of those huge lollipops. 







Bald Head Island is a special treat. Where the only form of transportation is by golf carts, get used to the simple life. Hope aboard the ferry or your own personal watercraft to visit and stay. See Old Baldy and enjoy a ghost tour for a couple of nights out. 

Pusser's Point is a beautiful home I am so excited to share with you today. Five bedrooms and five bathrooms will suit everyone just fine. With Pusser's Run you also are able to able two use the two golf carts available with the house along with internet, a gas grill, boogie boards, a hammock and membership to the BHI Club. Yes!

Completely booked this season, make sure you plan accordingly!


Comments

  1. I love golf! I love the explosive aggravation that accompanies a poor swing! I went for the first (and only) time in April. Loved it. It's like 5 bucks at the course by Novell.
    Golf Cart Batteries

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