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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Visit Buckroe Beach: Hampton, Virginia











Tomorrow I plan to show you the pictures we took at a scrumptious place located in Hampton, Virginia but today I want to show you a special place located on the Chesapeake Bay where you can relax, catch rays and enjoy serene waters. 

Buckroe Beach is a bay front beach with 3/4 of a mile of white sandy beaches provided for your lounging. Why not rent a kayak or a paddleboard? Restrooms are available which is wonderful with kids and people like me who need to go to the bathroom a lot. Let the smaller kids play on the playground but makes sure the facilities aren't that hot in the summer months before you let the kids run amuck. When we were visiting the other day, a band was setting up. Live music, bathrooms, playgrounds, shelters and lifeguards on duty? Pretty Nice. 

Need to find directions? My favorite is to Google Buckroe Beach with your phone and press "Get Directions." It is as easy as that. 



Comments

  1. Great pictures! I like Buckroe, esp. when I want to hang out the beach but don't want to continue the drive through the tunnel. :) One of my sisters got married there at sunrise.

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