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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con
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Photo Shoot for Douglas' 16th Birthday





 







Okay, I guess I'm old now. Douglas turned 16 yesterday and a lot of women my age are having photo shoots and showing off outfits (Hell, I do it.) but these girls do it pretty darn well. So, Douglas is now 16 and I'll be 35 in a couple of months. Time flies peeps. Soon we will be handing over the keys, watching her get a job and checking out colleges. She wants to be an FBI Agent at this point. We will see if it keeps.

Sage and friend Chloe model outfits picked out by Douglas. Chloe says she looks like she is looking for a boyfriend in this choice. She is a funny girl. 

We at dinner at Fat Tuna a new restaurant in Williamsburg. I will review it soon! I made Douglas a photo album I made from Walgreens (for $20) that made her cry. She can be emotional, she is a Cancer though. Have a happy weekend guys!





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  1. Lisa @ The Wellness WifeJuly 18, 2014 at 10:13 AM

    Can't wait to read your review of Fat Tuna. I'm in Williamsburg and have been wanting to try it. We might go for our anniversary. Happy 16th to your daughter!

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  2. RachelJuly 21, 2014 at 5:20 PM

    Ooh that place sounds delish!! LOVE the photos! I loved dressing up when I was kid and I had the mom who NEVER wanted to take my photo while doing so. So I think it's awesome you're doing that for your girls! I think it's awesome she wants to be a FBI agent!

    xo
    Rachel

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