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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Best Beach: Williamsburg



When we first moved here, we always drove the twenty minutes to Yorktown Beach but after awhile the hassle and the jellyfish stings made us want to find somewhere new to enjoy the water and sun. Much closer to home and located on the James River next to the Jamestown Ferry you will find just the right beach! Jamestown Beach Park is the best beach to sun in Williamsburg don't let anyone tell you otherwise. As a local who knows, do not beach at College Creek. Too many bad things have happened at that beach when swimmers enter the water to talk about. 

For safe, family fun SEE Jamestown Beach Park.

Turn right before you pop on the ferry and find a parking spot. Newly renovated with a wider beach and tall trees, you must walk through in order to make it to the water's edge. If you are not into sun hide out in the shade if you like. If you want to tan, continue on and walk to the edge. 

Bring a grill to cook out or enjoy one provided for you! Watch the ferry go back and forth between Jamestown and Surry. (I have the perfect spot to stay to share with you in Surry)Listen for the cannon to sound from Jamestown Settlement



Comments

  1. Oh, what a beautiful beach. Must go for sure. Thanks!

    ReplyDelete
  2. Would you believe I worked on Jamestown Island for 7 years and never went to that beach? Thanks for the great review. Maybe I'll try it now!

    ReplyDelete

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