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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Eat Fat Tuna: Williamsburg







We recently ate at the newest restaurant in Williamsburg, Fat Tuna. Co-Owned by two remarkable men, Victor Minichiello the brains behind Sal's by Victor, and Chef Ken Brown the talent in the kitchen, Fat Tuna offers a welcoming atmosphere with food to melt into your mouths. 

We started with the Fat Tuna Sesame Fresh Ahi Tuna. It was raw the way we like it and the sauce served for dipping was delicious. Joe dined from the Raw Bar and enjoyed Oysters on the Half Shell. We also crunched on the calamari with it's spicy sauce. 

For our main course, I chose the Shrimp Po-Boy in which I love to see on a menu. For some reason when we moved to Virginia I never saw a Shrimp Po-Boy on the menu. I could find an Oyster Po-Boy but never a Shrimp Po-Boy but today that has changed. The Shrimp Po-Boy from Fat Tuna is served buttery, grilled roll with lettuce, tomato with a special sauce not to mayonnaisey.

Douglas enjoyed the Fried Seafood Platter with Shrimp, Scallops, Flounder and a Crab Cake. You will not walk away from this selection hungry. The batter is light and doesn't cake up on the seafood. Enjoy the mac n' cheese and don't think about the calories. 

The Williamsburg Style Shrimp N' Grits is a perfect selection with jumbo shrimp in buttery grits. Mmmmm.... From the specials menu, one of the most interesting meals was delivered to our table. In a large pot with a top filled to the brim with crab legs, shrimp, scallops and more was than so tasty I would suggest it for your meal. You might be able to share it too. 

We enjoyed Fat Tuna and will be back. Nice to have a seafood restaurant in The Burg that isn't too expensive and owned by locals!

Comments

  1. I did end up eating here for our anniversary. I love the decor. Especially the light fixtures! Great fresh catch menu and like you said, very affordable for fresh seafood.

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