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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Best Tavern in Colonial Williamsburg

As a Williamsburg local, I have heads up on the best tavern you can enjoy while visiting our Historic Triangle. Kings Arm is tasty, historic and usually very warm in the winter.

Jane Vobe opened the Kings Arm in 1772. It became the town's most respectable establishment and she was said to have described it as " where the best people gathered." You will understand why this was as soon as you step foot into the rooms of the Tavern. With the finest furnishings, perfect hosts and service and musical entertainment that brings you back to the magical times of Colonial Williamsburg.




Start:

Either the Champagne Cocktail with sugar cubes and bitters or if you are more of a beer drinker try Mr. Purdie's Home Brew.

Begin Your Meal:

Peanut Soupe: A specialty garnished with peanuts and snippets. You will be satisfied!

Eat:

Either the Norfolk Pottage Pye with tender chicken in a creamy soup with carrots and peas with a flaky crust that melts in your mouth or Mrs. Vobe's Southern Fried Chicken. Suburb fried and served alongside salty ham, boiled tomatoes and skillet fries. 

End: 

With Thomas Jefferson's Brandy Spiked Bread Pudding served with warm Vanilla Bean sauce. 


Don't Miss These Exciting Events Coming Soon!

Nov. 17th at 11:00 a.m.: Thanksgiving Dinner

Dec. 6th at 8:30 a.m.: Holiday Breakfast

Dec. 7th at 7: 30 p.m. Thomas Jefferson Wine Dinner

Dec. 7th at 4:15 Grand Illumination Dinner

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