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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Tonight Only: Williamsburg Gallery Crawl

Come on out for a night of fine wines, art, fun and the Quirks Crew! Start AND end your crawl at Quirks of Art - www.kinksandquirks.com in High Street Williamsburg. There is plenty of FREE and EASY parking and we will feature LIVE MUSIC by the Hark ALL NIGHT LONG! See Liana, Dave and the band. Isn't she adorbs!



The 4th Annual Williamsburg Gallery Crawl will be held on Thursday, October 2nd. Deluxe shuttles will whisk you all over town to enjoy great wines and sample some great food while you experience Williamsburg's art galleries. 


We are SO THRILLED to announce the Atlanta artist Houston Llew Spiritiles will be joining us this year :) He will be signing your tiles, so please be sure to pre-order any tiles that you want to ensure that we have them available for you. He flew all this way so come say hi!
Here a couple of shots from last years crawl! Come see us!

Jenn and Liana



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