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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Visit Puerto Rico: Stay Casa Guayacan

There is something so special about Puerto Rico when flying from the mainland of the United States. For one is the cheapest island to fly to from the US. For two, you get to sink your toes into the sand and Caribbean islands that much faster because it is the closest United States island. Who's ready? With over 50% of the country covered in snow already this year, escaping the harsh winter seems to be something you need to go ahead and line up now!









Enjoy nature in the privacy of a beachfront estate surrounded by a natural sub-tropical forest and manicured grounds dotted with fruit trees and flowers. Slip into serene sleep while listening to the ocean surf.

Casa Guayacan: This unit features an open plan: kitchen, bathroom, dining and living area and a master bedroom area. Lay in your master suite where you can enjoy and feel the beautiful ocean view from bed. It also features a lounge-family area with a sofa bed and home library. Enjoy nature from your own outdoor shower and enjoy sunsets from your own deck and balcony. Perfect for nature walk's and bird watching. Great for swimming, snorkeling, sailing & diving. Your Host's Susie and Jacinto will assist you in anyway possible to make this the perfect vacation you deserve.......

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