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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Apparel Candy

Can you believe Christmas is almost a week away? Are you done shopping yet? I am so excited to share with you today a wholesale clothing company you can order from that will send you gifts to share with tons of your friends for not a ton of money. Apparel Candy is a US based company from California that sells wholesale to retail customers. 


Check out the selection of cosmetics available and stock up for small treats to hand your friends. How about this beautiful Red Nail Polish for the holidays. At only a $1 a pop, you will have a gift for all your girlfriends. Or try the Nude Lipstick at $1 a tube. Who doesn't love to give gifts and especially when they are so inexpensive? I have fell in love with nude lipstick more and more over the years because they seem to go with every skin color.




We love Apparel Candy for their assorted collections you can purchase at rock bottom prices. For $33 you can select to receive a selection of six dresses for $33? Yes, $33 and you have six new dresses. Also the best wholesale dress collection is something you check out. 

Apparel Candy is a great company to buy wholesale even is you are only a retail customer. Save money on your clothing, accessories and more.



 My favorite item of the moment is this Black Stars and Grommets Embellished Zip Top Purse for only $7.50.


You might even decide you want to sell some of these items while on tour, from the comfort of your own home or by opening your own store. Who knows? Maybe this is your calling!


Right now, new customers get 15% off their first order! 

Have a Happy Holidays! 


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