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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

If I Had All The Money: Gifts

I was about to throw all of my gift catalogs away when I decided I was going to flip through them once more and pick out the pieces I would choose if I had all the money. Unfortunately I don't have all the money and none of these will actually be mine unless someone decides they think I need them. 

So from my Anthro and Free People Gift Mags, 

I give you:

If I Had All The Money: Gift Edition
Anthropologie: Winter Rose Robe
$168

Anthropologie: Thermal Leggings
$68

Anthropologie: Faux Fur Ear Muffs
$49.59

Free People: Ice Cream All Day Dress
$118

Free People: Malliot Poncho
$168

Free People: Animal Instincts Romper
$168

Anthropologie: Shearling Hobo Bag
$348

Anthropologie: Neve Sweater Wrap
$148


Comments

  1. These are swoon worthy items!! I really want those leggings :)

    xo
    Rachel

    ReplyDelete

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