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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Ski: Snowshoe, WV





Snowshoe, West Virginia is the best place on the East Coast to ski. With over 57 trails and over 180 inches of annual snowfall, the mountain is always ready for skiing. We had such a blast. 

We stayed at Loggers Run with a couple of friends and enjoy this place because it is a true ski in ski out. It is so nice to be able to allow the kids to come and go as they please by staying at a ski in ski out. Granted they are more expensive but you don't have to lug your skis and poles and walk across the parking lot in your heavy boots. Sage had a headache one day and she just skied back to the house and popped a couple of ibuprofen. 








Comments

  1. I just went to snowshoe and loved it! I was surprised by how huge it was and their shuttle service is super convenient!

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  2. Are you ready for the ultimate ski vacation where you can escape crowded lift lines and ski on an amazing mountain? Sun Valley is the place to go. Day after day the sun shines on perfectly groomed ski runs and steep bowls. When the sun doesn't stop shining, the skiing stays superb with Sun Valley's state of the art snow making.I find this website for Logger Boots. You can visit this site.

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