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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

My New Favorite Dress: Black and White Stripe




I ordered a couple of new outfits for the spring/summer from the catalog company, Venus. I have not been in the mood to try on clothes lately. I just want to order and go. 

The older I have gotten, I am pretty good at seeing something and knowing if it will fit my body type or not. Being short and plump around my booty and midsection, strapless dresses have always been a hit for me. Learning to buy the ones with a bit more structure took a little longer. 

This dress I got on sale for $27 and I love it. The fabric is soft and doesn't feel cheap. The length is about a 1/2" too long but I can deal with that. 

Dress: Venus, Sweater: Blue Green Aqua, Necklace: Island Cowgirl, Sunglasses: Ray Ban, Flip Flops: Vans

Comments

  1. That is so cute! I'm on the short side, too so it's hard to find to find maxi dresses that fit but that one looks so cute!

    ReplyDelete
  2. Love the monochrome dress. It really suits you :) www.shehearts.net

    ReplyDelete

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