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5 Reasons Buying a Home is Better Than Renting!

Purchasing a home offers amazing financial benefits. Renting a home offers amazing financial benefits for the owner of the property you are renting from. Keep that in mind the next time you think about staying in your rental.

1. You Are Paying For A Home Regardless if You Rent or Buy

Some will argue renting eliminates the costs of property taxes and home repairs. All renters should realize that all the expenses your landlord must incur (property taxes, repairs, insurance and etc.) are rolled into your rent anyway along with profit margin.

2.  Home Ownership Is a Form of Forced Savings

Studies have shown homeowners have a net worth 44X times higher than a renter. It was recently estimated that a family buying a average home this past January could build more than $40,000 in family wealth in the next five years.

3. Owning Is a Hedge Against Inflation

Home values and rents tend to go up at or higher than the rate of inflation. When you own, your home's value will protect you against in…

Ahoy Galveston!






It has been too long since I took these photos! :(

What a great time we had about the Carnival Magic! Joe had never been on a cruise but I had years ago (20 to be exact and it was pretty much to the day when we set sail... isn't that strange? I didn't plan on it being like that.). Joe kept calling me the Cruise Expert because that is how he is. I was no Cruise Expert.

We didn't check our bags like almost everyone else did so we got to drag our luggage around for the first couple of hours we boarded the ship. Yes, we looked like newbies even if our Blue Cards didn't give us away. Instead of keys for your room or using and kind of money on board, Carnival has a Sign and Sail program. You are outfitted for the trip with your key, sort of like a credit card. This card opens your room, turns on your lights, gets you a table at dinner and of course gets you a drink!

Being a little gun shy like Joe can be when is in an environment he doesn't know, I picked out two lounge chairs on the Lido Deck and motioned for him to take a seat and chill. We were starving so I stood in a line at the Pizza Pirate. The pizza on the Carnival Magic is great. We snacked on a Quattro Formaggi and a Prosciutto. The pepperoni is good too. Servers are constantly walking around offering the daily drink special but we decided not to start too soon.

It was really no time before we were able to get into our room and unpack. After that we were required to attend out Muster Station safety program and then it was time to set sail!





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