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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

Twinkle Ticket: Busch Gardens! $14?!?!


I still haven't gone to Christmas Town. Bad Williamsburg Local... Bad! I really need to take the girls since they just get older by the day. Have any of my readers been? Tell us about your experiences!
Williamsburg, VA (November 10, 2015) – Busch Gardens® is kicking off the brightest sale of the season this Friday, Nov. 13 with a flash sale of a $14 Twinkle Ticket, valid select days during the 2015 Christmas Town season. The Twinkle Ticket will be available only at www.christmastown.com/va starting this Friday. This five-day flash sale ends Nov. 17.
The Twinkle Ticket is valid on the following dates: Nov. 29; Dec. 4, 6, 11, 14, 15, 16, 17, 21, 24, 30, 31; and Jan. 1 and 3.
“This is the absolute best deal of the season. Nothing else comes close in price for a single-day ticket to Christmas Town,” said Marketing Vice President Dan Dipiazzo.
With eight million lights, Christmas Town truly is where Christmas shines brightest. Christmas Town brings holiday traditions to life with delicious holiday dining, festive shopping opportunities and heartwarming shows.
Christmas Town is open select days Nov. 27-Jan. 3, 2016. For a complete operating schedule, visit www.christmastown.com/va.




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