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5 Reasons Buying a Home is Better Than Renting!

Purchasing a home offers amazing financial benefits. Renting a home offers amazing financial benefits for the owner of the property you are renting from. Keep that in mind the next time you think about staying in your rental.

1. You Are Paying For A Home Regardless if You Rent or Buy

Some will argue renting eliminates the costs of property taxes and home repairs. All renters should realize that all the expenses your landlord must incur (property taxes, repairs, insurance and etc.) are rolled into your rent anyway along with profit margin.

2.  Home Ownership Is a Form of Forced Savings

Studies have shown homeowners have a net worth 44X times higher than a renter. It was recently estimated that a family buying a average home this past January could build more than $40,000 in family wealth in the next five years.

3. Owning Is a Hedge Against Inflation

Home values and rents tend to go up at or higher than the rate of inflation. When you own, your home's value will protect you against in…

Mold: A Four Letter Word

Mold is around all of us. Anywhere there is moisture, mold can grow and when it does, it can grow very quickly. So what can you do to deal with it before it gets out of hand?

Control Moisture:

Moisture is an ideal breeding ground for mold. With a little home maintenance you can keep it at bay. Good ventilation can be achieve by installing exhaust fans, especially in the kitchen and bathroom. Keep humidity below 40% and make sure damp area of your home are exposed to dry heat and air movement. Place a dehumidifier in your basement to reduce dampness and moisture levels.

I See a Brown Spot!

Mildew can easily be identified as a patch of discoloration on the ceiling, floor or wall. This is easily treatable with bleach, water and a scrub bush. After cleaning, allow to completely dry. If the wall is soaked and fuzzy mold is growing though there may be a larger issue at bay. It is imperative to find the source of the problem. It could be a leaky pipe or a hole in the roof, the moisture source should be fixed immediately.  If the sheetrock has been completely saturated it will need to be replaced completely or cut out and discarded.

What To Remember:

Be proactive. Nothing is worse than letting something sit there wet. Like a wet bathing suit against your skin too long... yep. Yuck.

Leigh Ann Fisher
Licensed in Virginia


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