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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

A Favorite Kitchen: 10 Bray Woods

The kitchen is the heart of the house--- where the yummy smells happen (hopefully), the memories made and the thoughts shared.

Meals and Memories are Made Here!

 My family and I used to share most of our meals in the dining room but now the oldest has moved out, the kitchen table has become the cozy spot. The days big events are shared around that table. From what Ava's newest instrument she is playing or what book she has finished today to Sage finally getting her license and her tribulations of work.The kitchen is the heart of the home.

 How about this kitchen?




If you would like a personal tour--- you know who to contact

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