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Why is an Appraisal Important When Buying or Selling a Home?

One the biggest components in buying a home when a lender is involved includes an appraisal. If you buy a home with cash and sometimes with a conventional loan, you can bypass this step. With an FHA loan and an VA loan, you cannot.  What is an appraisal?  In simple terms and Appraisal is a valuation of property.  An appraisal ordered for the purchase of a home is to determine if the price agreed upon by seller and buyer is acceptable by the lending institution. If an appraisal comes in low, the lender will likely decline to fund the deal. Unless the buyer is willing to come to the contracted price the deal to purchase can fall apart.  So what happens if the Appraisal come in Low? Sometimes a buyer will pay over the appraised value in order to buy the home. Sometimes the seller will lower the contracted price to the appraised value in order for the deal to continue. Sometimes the deal falls apart.  Loan types will determine what you can do as a buyer to get past the low appraisal. A con

The Cape Cod


The first thing I think of when I think of a Cape Cod is of course Cape Cod! When I think of Cape Cod, I think of cold winters and warm but not steamy summers. This style of home originated in New England around the 17th Century and was built for the purpose of their surroundings--- keeping those inside warm during the stark, stormy winter weather in New England.

The Cape Cod was built with local woods such as pine and cedar with a low, broad, single story frame with moderately steep pitches to a gabled roof. A large central fireplace kept the interior warm and was helped out by the low ceilings to hold in the heat. The steep pitch of the roof was to minimize snow load and not allow the house to collapse.

The front door is center front flanked with multi paned windows. Shutters were added to the sides of the windows so they could be pulled shut to keep out the heavy winds that can blow through during Nor'Easters. These designs make the house very symmetrical. When expanding a Cape Cod, keeping this in mind will keep the home true to its original purpose. 

What is your thought on the Cape Cod?

About Me!

Since becoming a Realtor, I have helped countless people buy and sell homes in the area. I am happy to share my knowledge with you to make this process as painless as possible.

Selling a home?

My real estate expertise and marketing programs will give you the competitive edge to sell your home quickly for Top Dollar!

What do I provide?

· With a degree in Interior Design, I am well-versed in trends and the art of staging. Before listing, I will take note of your existing home furnishings, paint colors, etc. and provide you with a list of items you can do to make your home stand out. I also offer a complimentary staging consult if necessary.

· We will decide if a Pre-Listing Home Inspection and Pre-Listing Appraisal are needed and if so I provide this free of charge.

· I provide a professional photographer, free of charge, to capture your home’s best features.

· Your home is then listed in the Williamsburg MLS and the Newport News MLS (Rein) for maximum exposure. These sites feed directly into Zillow,, Trulia and more.

· Your home will appear on my List With Leigh Ann website.

· You home will also be represented through print advertising such as the The Virginia Gazette and The Next Door Neighbor

Buying a Home?

With my intense knowledge of the area, I have been a resident for 13 years, I will take into account your desires, needs and wants to help you narrow down your areas of need. I believe sitting down and discussing these needs before we start our search makes this process start out on the right foot.

I graduated from The University of Memphis with a degree in Interior Design and spent the first half of my career working as a Kitchen and Bathroom Designer. Growing up I was always so interested in why people chose the houses they lived in and how to best help those get the most out of their homes. Where many people can see a long narrow room that is hard to decorate, I can see one side used as a TV area and the other as a convenient office. I pride myself as being able to see outside the box and I am happy to share those visions with you!